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12 Philipse Road
Courtesy of CENTURY 21 ROYAL, Silvia Martins Listing Contact: 914-722-0700 
Sold

12 Philipse Road

12 Philipse Road, Carmel, NY 10512

$440,000
Welcome to this charming Cape Cod-style cozy cottage, a true turn-key gem just minutes from the lake -- and yes, it comes with lake rights. This thoughtfully maintained 1-bedroom home with a versatile den/office and 1.5 bathrooms is the perfect year-round retreat or weekend getaway. Step inside to find hardwood floors throughout, complemented by beautiful light fixtures that add warmth and character to every room. The eat-in kitchen is a standout feature, boasting granite countertops, stainless steel appliances, a bar area, and French doors that lead out to your private patio--perfect for morning coffee or evening gatherings. Downstairs, the fully finished laundry room offers more than just function--it includes a small workshop and a dedicated utility room, giving you space to store and organize. Outside, you will find well-maintained landscaping, creating a peaceful, welcoming setting you'll love coming home to, along with a storage shed. Whether you're looking for a low-maintenance primary home, a peaceful work-from-home escape, or a vacation spot close to the water, this cottage has it all. Minutes from Train Station and Metro North. Smarthome Heating as well as a Arlo Security System with 5 Cameras and a generator hook up . Just bring your bags and settle in--everything's ready for you. Don't miss this rare opportunity to own a move-in-ready home so close to the lake--schedule your private tour today!

1
bed

2
baths

1,188 Sq.Ft. LIVING AREA

0.34 Acres lot

Rahhim Shillingford

Rahhim Shillingford

Features & Amenities

Interior

  • total bedrooms1
  • Total bathrooms2
  • full bathroom1
  • half bathroom1
  • Fireplace Living Room, Wood Burning Stove
  • APPLIANCES Dishwasher, Dryer, Microwave, Range, Refrigerator, Stainless Steel Appliance(s), Washer
  • other interior Features First Floor Bedroom

Area & Lot

  • Status Sold
  • Date Sold February 18, 2026
  • Living Area1,188 Sq.Ft.
  • Lot Area0.34 Acres
  • MLS® ID918944
  • TypeResidential
  • YEAR BUILT1930
  • NeighborhoodPutnam County
  • Architecture StylesCottage
  • Elementary SchoolKent Elementary
  • Middle SchoolGeorge Fischer Middle School
  • High SchoolCarmel High School
  • School DistrictCarmel

Exterior

  • STORIES2
  • water SourcePrivate
  • utilitiesCable Connected, Electricity Connected, Phone Connected, Water Connected
  • parkingDriveway
  • HEAT TYPEBaseboard
  • AIR CONDITIONINGDuctless, Electric
  • sewerSeptic Tank
  • security FeaturesSecurity System, Smoke Detector(s), Video Cameras

Financial

  • Sales Price$440,000
  • Real Estate Tax $9,465/yr
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